Course description

Commercial banking provides financial services like loans, deposits, and payment processing to businesses and individuals. Asset Liability Management (ALM) in banking focuses on balancing risks related to interest rates, liquidity, and capital to ensure financial stability. Effective ALM strategies help banks optimize profitability while managing risks. It plays a crucial role in maintaining long-term financial health and regulatory compliance.

What will i learn?

• Utilise a thorough comprehension of banking operations and risk management principles in making informed financial decisions.
• Attain expertise in evaluating and appraising credit risk within loan applications to facilitate the process of granting loans.
• Read, interpret, and analyze financial statements within the banking industry to evaluate the financial performance and position of a company.
• Evaluate the performance of banks and assess the value of banking stocks.
• Analyse asset and liability management (ALM) and employ diverse techniques of asset and liability management to ensure the smooth operation of the bank.